Recorded answers
338 recorded answers
How to approach it
Work from the most universal end of the scale outward. First list the payments almost every household faces at a predictable interval, the ones tied to simply occupying and servicing a dwelling, and note how many variants exist within each of those families. Then push into the less obvious layer: arrangements people sign up for to protect themselves against a specific risk, to gain access to a facility or service, or to maintain something they own. After that, look for charges attached to a particular kind of property, a particular tenancy arrangement, or a particular stage of family life. Rank what remains by how unusual it is, because obscurity is what separates a high score from a safe, ordinary guess, and check that each candidate truly repeats rather than occurring once.
Get a hint
Start with the fixed rhythm of running a home: what money must go out again and again, month after month, whether or not anything breaks or gets used up.
A little more
Then widen past obvious service charges to contracts people hold for protection, access, upkeep, and care, including small niche arrangements that only some households carry.
One step further
Finally think of the obscure end: specialised cover, memberships, rental schemes, and levies that appear on a single street or in one type of building, since the rare picks are where the points are.
Reveal answers 338
- CTP insuranceDeep Cut85points
- Dance lessonsDeep Cut85points
- Dementia insuranceDeep Cut85points
- Diaper serviceDeep Cut85points
- Diaper subscriptionDeep Cut85points
- District heatingDeep Cut85points
- DriverDeep Cut85points
- Education plan (pre-need)Deep Cut85points
- Education subscriptionDeep Cut85points
- Ejari registrationDeep Cut85points
- Emergency services levyDeep Cut85points
- Endowment policyDeep Cut85points
- Equity releaseDeep Cut85points
- Estate chargeDeep Cut85points
- EV charging subscriptionDeep Cut85points
- Expat dependent levyDeep Cut85points
- Extended warrantyDeep Cut85points
- Family income benefitDeep Cut85points
- Firearms insuranceDeep Cut85points
- FirewoodDeep Cut85points
- Fishing licenceDeep Cut85points
- Fitness app subscriptionDeep Cut85points
- Fitness classesDeep Cut85points
- Furniture financingDeep Cut85points
- Gap coverDeep Cut85points
- Garage rentDeep Cut85points
- Gas safety checkDeep Cut85points
- Genealogy subscriptionDeep Cut85points
- Generator fuelDeep Cut85points
- Gift inter vivos insuranceDeep Cut85points
- Glass insuranceDeep Cut85points
- Golf insuranceDeep Cut85points
- Ground rentDeep Cut85points
- Gutter cleaningDeep Cut85points
- Health cash planDeep Cut85points
- Hearing aid insuranceDeep Cut85points
- HELOCDeep Cut85points
- Hire purchaseDeep Cut85points
- Holiday let insuranceDeep Cut85points
- Home business insuranceDeep Cut85points
- Home emergency coverDeep Cut85points
- Horse insuranceDeep Cut85points
- Hospital indemnity insuranceDeep Cut85points
- Hot waterDeep Cut85points
- Housing feeDeep Cut85points
- Hunting insuranceDeep Cut85points
- Hunting licenceDeep Cut85points
- Hurricane insuranceDeep Cut85points
- HVAC maintenance planDeep Cut85points
- Identity theft protectionDeep Cut85points
Why these answers count
The distribution tells the story plainly. A single answer reached the hundred-point tier, 'Nanny tax', which is the sort of narrow, jurisdiction-specific obligation almost nobody outside a particular employment arrangement would ever think of. Behind it sits a huge flat shelf at eighty-five points, and that shelf is where the real contest happens: hundreds of entries clustered there, from 'Chimney sweep' and 'Bin cleaning' to 'Coffee subscription' and 'Accident insurance'. What unites them is specificity. Each names a distinct contract, service, or levy rather than gesturing at a broad family of charges, and each is plausible enough to be recognised yet uncommon enough that most players never reach it. The 112 answers at sixty points are the ordinary, broadly shared obligations that occur to nearly everyone immediately. Rarer picks earn more because the scoring rewards the distance a player travels from the obvious, so the winning strategy is to keep going after the first three ideas.