Recorded answers
338 recorded answers
How to approach it
Work from the most universal end of the scale outward. First list the payments almost every household faces at a predictable interval, the ones tied to simply occupying and servicing a dwelling, and note how many variants exist within each of those families. Then push into the less obvious layer: arrangements people sign up for to protect themselves against a specific risk, to gain access to a facility or service, or to maintain something they own. After that, look for charges attached to a particular kind of property, a particular tenancy arrangement, or a particular stage of family life. Rank what remains by how unusual it is, because obscurity is what separates a high score from a safe, ordinary guess, and check that each candidate truly repeats rather than occurring once.
Get a hint
Start with the fixed rhythm of running a home: what money must go out again and again, month after month, whether or not anything breaks or gets used up.
A little more
Then widen past obvious service charges to contracts people hold for protection, access, upkeep, and care, including small niche arrangements that only some households carry.
One step further
Finally think of the obscure end: specialised cover, memberships, rental schemes, and levies that appear on a single street or in one type of building, since the rare picks are where the points are.
Reveal answers 338
- International health insuranceDeep Cut85points
- Jewelry insuranceDeep Cut85points
- Joint life insuranceDeep Cut85points
- Key coverDeep Cut85points
- Kindergarten feesDeep Cut85points
- KyosaiDeep Cut85points
- Land taxDeep Cut85points
- Language learning subscriptionDeep Cut85points
- Laundry serviceDeep Cut85points
- Lease renewal feeDeep Cut85points
- Legal insuranceDeep Cut85points
- Line of creditDeep Cut85points
- Local improvement chargeDeep Cut85points
- Lot rentDeep Cut85points
- Maid insuranceDeep Cut85points
- Maid levyDeep Cut85points
- Martial arts classesDeep Cut85points
- Maternity insuranceDeep Cut85points
- Medical alertDeep Cut85points
- Medical equipment rentalDeep Cut85points
- Medical evacuation insuranceDeep Cut85points
- MedigapDeep Cut85points
- Meditation app subscriptionDeep Cut85points
- Mine subsidence insuranceDeep Cut85points
- Mobile home insuranceDeep Cut85points
- MooringDeep Cut85points
- Mortgage protection insuranceDeep Cut85points
- Museum membershipDeep Cut85points
- Music or record clubDeep Cut85points
- Musical instrument insuranceDeep Cut85points
- Non-owner car insuranceDeep Cut85points
- Password manager subscriptionDeep Cut85points
- Pawnshop loanDeep Cut85points
- Pay-as-you-go solarDeep Cut85points
- Payment protection insuranceDeep Cut85points
- Personal cyber insuranceDeep Cut85points
- Personal liability insuranceDeep Cut85points
- Personal property taxDeep Cut85points
- Pet daycareDeep Cut85points
- Pet food subscriptionDeep Cut85points
- Pet GPS tracker subscriptionDeep Cut85points
- Pet liability insuranceDeep Cut85points
- PO boxDeep Cut85points
- Powersports insuranceDeep Cut85points
- Prescription drug insuranceDeep Cut85points
- Printer ink subscriptionDeep Cut85points
- Professional duesDeep Cut85points
- Professional taxDeep Cut85points
- Razor subscriptionDeep Cut85points
- Retirement village feesDeep Cut85points
Why these answers count
The distribution tells the story plainly. A single answer reached the hundred-point tier, 'Nanny tax', which is the sort of narrow, jurisdiction-specific obligation almost nobody outside a particular employment arrangement would ever think of. Behind it sits a huge flat shelf at eighty-five points, and that shelf is where the real contest happens: hundreds of entries clustered there, from 'Chimney sweep' and 'Bin cleaning' to 'Coffee subscription' and 'Accident insurance'. What unites them is specificity. Each names a distinct contract, service, or levy rather than gesturing at a broad family of charges, and each is plausible enough to be recognised yet uncommon enough that most players never reach it. The 112 answers at sixty points are the ordinary, broadly shared obligations that occur to nearly everyone immediately. Rarer picks earn more because the scoring rewards the distance a player travels from the obvious, so the winning strategy is to keep going after the first three ideas.