Recorded answers
338 recorded answers
How to approach it
Work from the most universal end of the scale outward. First list the payments almost every household faces at a predictable interval, the ones tied to simply occupying and servicing a dwelling, and note how many variants exist within each of those families. Then push into the less obvious layer: arrangements people sign up for to protect themselves against a specific risk, to gain access to a facility or service, or to maintain something they own. After that, look for charges attached to a particular kind of property, a particular tenancy arrangement, or a particular stage of family life. Rank what remains by how unusual it is, because obscurity is what separates a high score from a safe, ordinary guess, and check that each candidate truly repeats rather than occurring once.
Get a hint
Start with the fixed rhythm of running a home: what money must go out again and again, month after month, whether or not anything breaks or gets used up.
A little more
Then widen past obvious service charges to contracts people hold for protection, access, upkeep, and care, including small niche arrangements that only some households carry.
One step further
Finally think of the obscure end: specialised cover, memberships, rental schemes, and levies that appear on a single street or in one type of building, since the rare picks are where the points are.
Reveal answers 338
- Audiobook subscriptionRare60points
- BabysitterRare60points
- Bank feesRare60points
- Boat insuranceRare60points
- Boat loanRare60points
- Buy now pay laterRare60points
- Car registrationRare60points
- Car warrantyRare60points
- Car wash membershipRare60points
- Child supportRare60points
- CleanerRare60points
- Cloud storage subscriptionRare60points
- Club duesRare60points
- Condo feesRare60points
- Condo insuranceRare60points
- Contents insuranceRare60points
- Council taxRare60points
- Dating app subscriptionRare60points
- Dental billsRare60points
- Dental insuranceRare60points
- Disability insuranceRare60points
- Dog licenceRare60points
- Dog walkerRare60points
- Domestic workerRare60points
- E-book subscriptionRare60points
- Earthquake insuranceRare60points
- Elder careRare60points
- Flood insuranceRare60points
- FuelRare60points
- Funeral insuranceRare60points
- Funeral planRare60points
- Gaming subscriptionRare60points
- Gap insuranceRare60points
- Garden waste collectionRare60points
- GardenerRare60points
- HeatingRare60points
- Heating oilRare60points
- HOA feesRare60points
- Home warrantyRare60points
- Income taxRare60points
- Kids' sports feesRare60points
- LandlineRare60points
- Landlord insuranceRare60points
- Lawn careRare60points
- Live TV streamingRare60points
- Loan paymentRare60points
- Long-term care insuranceRare60points
- Magazine subscriptionRare60points
- Meal kit subscriptionRare60points
- Medicare AdvantageRare60points
Why these answers count
The distribution tells the story plainly. A single answer reached the hundred-point tier, 'Nanny tax', which is the sort of narrow, jurisdiction-specific obligation almost nobody outside a particular employment arrangement would ever think of. Behind it sits a huge flat shelf at eighty-five points, and that shelf is where the real contest happens: hundreds of entries clustered there, from 'Chimney sweep' and 'Bin cleaning' to 'Coffee subscription' and 'Accident insurance'. What unites them is specificity. Each names a distinct contract, service, or levy rather than gesturing at a broad family of charges, and each is plausible enough to be recognised yet uncommon enough that most players never reach it. The 112 answers at sixty points are the ordinary, broadly shared obligations that occur to nearly everyone immediately. Rarer picks earn more because the scoring rewards the distance a player travels from the obvious, so the winning strategy is to keep going after the first three ideas.