Recorded answers
338 recorded answers
How to approach it
Work from the most universal end of the scale outward. First list the payments almost every household faces at a predictable interval, the ones tied to simply occupying and servicing a dwelling, and note how many variants exist within each of those families. Then push into the less obvious layer: arrangements people sign up for to protect themselves against a specific risk, to gain access to a facility or service, or to maintain something they own. After that, look for charges attached to a particular kind of property, a particular tenancy arrangement, or a particular stage of family life. Rank what remains by how unusual it is, because obscurity is what separates a high score from a safe, ordinary guess, and check that each candidate truly repeats rather than occurring once.
Get a hint
Start with the fixed rhythm of running a home: what money must go out again and again, month after month, whether or not anything breaks or gets used up.
A little more
Then widen past obvious service charges to contracts people hold for protection, access, upkeep, and care, including small niche arrangements that only some households carry.
One step further
Finally think of the obscure end: specialised cover, memberships, rental schemes, and levies that appear on a single street or in one type of building, since the rare picks are where the points are.
Reveal answers 338
- Rideshare insuranceDeep Cut85points
- Road user chargesDeep Cut85points
- Room and boardDeep Cut85points
- RV insuranceDeep Cut85points
- Safe deposit boxDeep Cut85points
- School busDeep Cut85points
- School taxDeep Cut85points
- Season ticketsDeep Cut85points
- Second home insuranceDeep Cut85points
- Second home taxDeep Cut85points
- Security levyDeep Cut85points
- Septic pumpingDeep Cut85points
- Service line warrantyDeep Cut85points
- Short-term health insuranceDeep Cut85points
- Sinkhole insuranceDeep Cut85points
- Snowmobile insuranceDeep Cut85points
- Stormwater feeDeep Cut85points
- Strata insuranceDeep Cut85points
- Street cleaningDeep Cut85points
- Student health insuranceDeep Cut85points
- Supplemental health insuranceDeep Cut85points
- Telehealth membershipDeep Cut85points
- Theme park season passDeep Cut85points
- Tiffin serviceDeep Cut85points
- Timeshare feesDeep Cut85points
- Tire storageDeep Cut85points
- Toy or kids' subscriptionDeep Cut85points
- Tyre insuranceDeep Cut85points
- Unemployment insuranceDeep Cut85points
- Universal life insuranceDeep Cut85points
- Vacancy taxDeep Cut85points
- Vacant home insuranceDeep Cut85points
- Van insuranceDeep Cut85points
- Variable life insuranceDeep Cut85points
- Veg boxDeep Cut85points
- Vehicle trackingDeep Cut85points
- Vet health planDeep Cut85points
- Water board taxDeep Cut85points
- Water heater rentalDeep Cut85points
- Water softener rentalDeep Cut85points
- Wealth taxDeep Cut85points
- Web hostingDeep Cut85points
- Weight loss programDeep Cut85points
- Wine clubDeep Cut85points
- Wood pelletsDeep Cut85points
- Workers' compensation for household employeesDeep Cut85points
- Accidental death insuranceRare60points
- After-school careRare60points
- Alarm monitoringRare60points
- Antivirus subscriptionRare60points
Why these answers count
The distribution tells the story plainly. A single answer reached the hundred-point tier, 'Nanny tax', which is the sort of narrow, jurisdiction-specific obligation almost nobody outside a particular employment arrangement would ever think of. Behind it sits a huge flat shelf at eighty-five points, and that shelf is where the real contest happens: hundreds of entries clustered there, from 'Chimney sweep' and 'Bin cleaning' to 'Coffee subscription' and 'Accident insurance'. What unites them is specificity. Each names a distinct contract, service, or levy rather than gesturing at a broad family of charges, and each is plausible enough to be recognised yet uncommon enough that most players never reach it. The 112 answers at sixty points are the ordinary, broadly shared obligations that occur to nearly everyone immediately. Rarer picks earn more because the scoring rewards the distance a player travels from the obvious, so the winning strategy is to keep going after the first three ideas.